Estate & Letting Agents

Should you sell or let?

Compare what you'd walk away with by selling against the yearly income from letting the property out — after fees, voids, maintenance and tax.

The property & selling

£
£
Enter 0 if the property is owned outright.
%
%
Of sale price, inc. VAT.
£
£

Letting it out

£
%
Of rent collected, inc. VAT.
wks/yr
%
Of annual rent.
£
£
Gas, electrical, smoke/CO checks.
If you sell
£0
Estimated net proceeds in your pocket
Sale price£0
Mortgage repaid−£0
Estate agency fee−£0
Legal & other costs−£0
Net proceeds£0
If you let
£0 /yr
Estimated net annual income after costs & tax
Gross rent (after voids)£0
Management, maintenance & insurance−£0
Mortgage interest−£0
Estimated income tax−£0
Net income / month£0
Gross yield0%
Return on your equity0%
The balance
SellLet
Finely balanced

Beyond the numbers

Capital growth isn't included. Letting keeps you invested in the property, so any future rise (or fall) in its value stays with you. Selling banks today's value with certainty.

Letting is now a regulated business. Under the Renters' Rights Act, landlords face stricter rules on tenancies, possession and property standards — and rental homes will need an EPC of Band C by 2030. A fully managed service keeps you compliant without the workload.

Tax is simplified here. The estimate applies your income tax band to rental profit with basic-rate relief on mortgage interest. Selling a property that isn't your main home may also trigger Capital Gains Tax. Always take advice for your circumstances.

Get the real numbers, not estimates

Snapes has been selling and letting homes across South Stockport since 1991. We'll give you an honest sale valuation and a realistic rental appraisal for the same property — so you can decide with both figures in front of you.

Click to request a valuation

This calculator provides an illustration only and does not constitute financial, tax or investment advice. Figures are estimates based on the assumptions you enter; actual fees, rents, costs and tax liabilities will vary. Tax is estimated by applying your selected income tax band to rental profit with a basic-rate (20%) tax credit on mortgage interest, and ignores personal allowances, other income, and Capital Gains Tax on a future sale. Speak to a qualified financial adviser or accountant before making any decision.